Rick Everett is joined by three financial advisors from Market Advisory Group, in studio by Danny Goolsby, Larry Kloefkorn remotely in Wichita, and Jonathon McCoy remotely in Kansas City. They talk through the importance of knowing how much retirement will cost you and the dangers of a set it and forget it mindset in retirement. Then in the “Find the Fees” segment the advisors answer a listeners question about estate planning. Rick is then joined by Bill Vawter, of Market Medicare Advisors to compare a contrast different types of Medicare Supplement plans. Next, Rick is joined by estate planning attorney Gerald Eidelman to discuss TOD’s and the benefits of using them. Lastly, Rick is joined by lead CPA of Market Tax Services Joshua Cicora to answer a listeners question concerning how to issue a gift to children if neither of the parents pay taxes.